Attention homeowners in Roland and Sequoyah County: Need an appraisal?
The top seven reasons OK homeowners order from DMS Appraisal Services, LLC.:
Own a home in or near Roland, OK and need help deciding the price of it?
We at DMS Appraisal Services, LLC. understand the particular needs of a homeowner after appraisal services. Our usual business clients are used to the appraisal process and the usual reporting formats. Being a regular homeowner that probably doesn't see an appraisal on a regular basis,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We are qualified in helping folks just like you delete unneeded PMI insurance.
Challenging property tax assessments
Lets say you live in a local area that's going down -- your local tax assessor may have your house overvalued. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from DMS Appraisal Services, LLC. is your #1 weapon.
Was your HELOC recently frozen?
If your house is close to a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. DMS Appraisal Services, LLC. can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you would prefer to have a professional double-check it for accuracy or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? DMS Appraisal Services, LLC. can help you with that. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.