Need an appraisal in Roland or Sequoyah County?
Check out the top reasons OK homeowners need DMS Appraisal Services, LLC.:
Need help determining the price of your home in or near Roland, OK?
At DMS Appraisal Services, LLC., we understand the special needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value report than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. DMS Appraisal Services, LLC. is experienced in helping homeowners just like you dismiss unwanted and unneeded PMI insurance.
Challenge property tax assessments
Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from DMS Appraisal Services, LLC. is your strongest weapon.
Recently got a freeze your HELOC?
If your house is in or near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. An expert appraisal from DMS Appraisal Services, LLC. can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for efficiency? DMS Appraisal Services, LLC. offers field reviews where we go out and check the subject and comparables in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? DMS Appraisal Services, LLC. can help you with that. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.