Real estate appraisal services for homeowners in the city of Roland and Sequoyah County
Check out the top reasons OK homeowners need DMS Appraisal Services, LLC.:
Do you own a house in or near Roland? Do you need help deciding the value of your real estate?
We at DMS Appraisal Services, LLC. understand the individual needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at DMS Appraisal Services, LLC. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value report than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. At DMS Appraisal Services, LLC., we're veterans in helping consumers just like you dismiss unneeded and unwanted PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if your house not appreciating as much as other homes close by. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from DMS Appraisal Services, LLC. is your #1 weapon.
Recently got a freeze your HELOC?
If your house is in a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. DMS Appraisal Services, LLC. can help you reinstate your home equity line of credit with an expert appraisal.
We Also Offer Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for preciseness or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from DMS Appraisal Services, LLC. can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.